Addiction treatment is now considered an essential health benefit. The amount a person pays for treatment usually depends on their coverage. They may have Allegiance health insurance or another plan with a deductible and/or copay.
A person may have a fully insured employer-sponsored health plan. Their employer pays all or a large portion of the monthly premium. The person is responsible for copays and deductibles.
Any person battling addiction should get valuable and cost-effective treatment. Educating themselves about their plan and laws can make getting care an achievable goal.
The Affordable Care Act and Allegiance Health Insurance
The legal definition of addiction is a diagnosable medical addiction. Yet, drug and alcohol abuse continues to carry a stigma that can make getting treatment difficult. This stigma might make a person hesitant about pushing for their rights.
Additionally, some health plans may try to twist the language and misrepresent what the law says is required. Health insurance providers were not required to cover substance abuse treatment before 2008. The person would need to either save money or learn how the law is on their side.
Most of this began to change after the passage of the Mental Health Parity and Addiction Equity Act of 2008. Coverage for drug and alcohol intervention continued with the Affordable Care Act of 2010.
Private, group and government-funded health insurance plans must have benefits for addiction. They cannot differentiate coverage of what they offer for conditions like diabetes from substance abuse.
Addictions Covered by Allegiance Health Insurance
Any addiction receives equal care now that addiction treatment is a covered benefit in health insurance plans. This follows the same health insurance program model used to treat other medical conditions.
Insurance companies recognize addiction as a disease. They recognize paying for proper addiction treatment is better than trying to correct future physical or psychiatric problems. The aftermath of addictive behaviors and certain side effects can create issues that last a lifetime.
This helps to put substance abuse rehabilitation in the preventative medical care category. Additionally, offering health insurance options that cover treatment for addictions is economically beneficial.
Types of Facilities Allegiance Health Insurance Covers
Treatment approaches vary almost as much as the wide range of targeted substance abuse issues. The person’s addictive habits and length of abuse defines the level of care they will need. They may only need three months or a longer time for care.
Typically, a person needs a blend of care with individualized treatments for coping with different stages of recovery. Therefore, some health insurance plans provide coverage for each type of treatment approach. Others may pay for only one type of care. The amount of time a person can remain in the treatment program may also be limited.
Still, some Allegiance health insurance plans offer a generous policy that pays the full cost of inpatient care. Specific coverage is usually discussed during the rehab admissions process.
Using Your Health Insurance for Addiction Treatment
Acqua Recovery Center can help you understand the coverage options of your health insurance plan. Moreover, we provide the highest quality of care with a supportive staff and proven addiction treatments.
From the moment of admission, you have a recovery coach who remains by your side. Your options for care are based on what is necessary for you to overcome. For example, our treatment plan may include:
- Cognitive behavioral therapy
- Dialectical behavior therapy
- Holistic treatment
- Nutrition therapy
- Recreation therapy
Talk with one of our treatment specialists to verify your Allegiance health insurance coverage. In fact, we are dedicated to making sure you complete treatment without worrying about paying the bill.
Don’t let the stigma of addiction keep you from asking for the help you need. You deserve a better life that can begin today with Allegiance health insurance for addiction treatment. Call Acqua Recovery Center at 866-830-4628 so you can leave your addiction behind for good.